{"id":241434,"date":"2025-06-11T12:32:12","date_gmt":"2025-06-11T09:32:12","guid":{"rendered":"https:\/\/academyprivateinvestment.com\/?p=241434"},"modified":"2025-09-04T10:17:26","modified_gmt":"2025-09-04T07:17:26","slug":"kredit-onlajn-na-kartu-bez-dzvinkiv-v-ukraini-oka","status":"publish","type":"post","link":"https:\/\/academyprivateinvestment.com\/en\/kredit-onlajn-na-kartu-bez-dzvinkiv-v-ukraini-oka\/mikrokredit-2\/","title":{"rendered":"\u041a\u0440\u0435\u0434\u0438\u0442 \u043e\u043d\u043b\u0430\u0439\u043d \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u0431\u0435\u0437 \u0434\u0437\u0432\u0456\u043d\u043a\u0456\u0432 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456  OKA Credit"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9;border: 1px solid #aaa;display: table;margin-bottom: 1em;padding: 1em;width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: 700;text-align: center;\">\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">\u041f\u0440\u043e \u0431\u0430\u043d\u043a\u0438: \u043f\u043b\u044e\u0441\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432<\/a><\/li>\n<li><a href=\"#toc-1\">\u041a\u0430\u043a \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043e\u043d\u043b\u0430\u0439\u043d \u043a\u0440\u0435\u0434\u0438\u0442 \u0431\u0435\u0437 \u0437\u0432\u043e\u043d\u043a\u043e\u0432 \u0432 \u0423\u043a\u0440\u0430\u0438\u043d\u0435<\/a><\/li>\n<li><a href=\"#toc-2\">\u041a\u0430\u043a \u0432\u0437\u044f\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442 \u0431\u0435\u0437 \u0437\u0432\u043e\u043d\u043a\u043e\u0432 \u043f\u043e\u0434 0,01%?<\/a><\/li>\n<li><a href=\"#toc-3\">\u041f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u044b\u0435 \u041c\u0424\u041e<\/a><\/li>\n<li><a href=\"#toc-4\">\u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u041c\u0424\u041e \u043a \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u043f\u0440\u0438 \u0432\u044b\u0434\u0430\u0447\u0438 \u043e\u043d\u043b\u0430\u0439\u043d \u043a\u0440\u0435\u0434\u0438\u0442\u0430<\/a><\/li>\n<li><a href=\"#toc-5\">\u0429\u043e \u0440\u043e\u0431\u0438\u0442\u0438, \u044f\u043a\u0449\u043e \u0432\u0438\u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u043a\u0440\u0435\u0434\u0438\u0442 \u0432\u0447\u0430\u0441\u043d\u043e \u043d\u0435 \u0432\u0438\u0439\u0434\u0435<\/a><\/li>\n<li><a href=\"#toc-6\">\u041a\u0432\u0456\u0442\u0443\u0447\u0438\u0439 \u043a\u0435\u0448\u0431\u0435\u043a \u0437\u0430 \u043c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u0456 \u043f\u0435\u0440\u0435\u043a\u0430\u0437\u0438 \u0437 Visa<\/a><\/li>\n<\/ul>\n<\/div>\n<p>\u0412 \u0442\u0430\u0431\u043b\u0438\u0446\u044e \u0437\u0456\u0431\u0440\u0430\u043d\u043e \u043b\u0438\u0448\u0435 \u043e\u0444\u0456\u0446\u0456\u0439\u043d\u043e \u0437\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u0456 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457, \u044f\u043a\u0456 \u043c\u0430\u044e\u0442\u044c \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044e\u044e\u0447\u0438\u0445 \u043e\u0440\u0433\u0430\u043d\u0456\u0432, \u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u0456 \u0434\u043b\u044f \u0440\u043e\u0431\u043e\u0442\u0438. \u0429\u043e\u0431 \u043f\u043e\u0434\u0430\u0442\u0438 <a href=\"http:\/\/consultory.mx.previewc75.carrierzone.com\/krediti-dlja-fop-kredit-dlja-pidpriemciv-v-ukraini\/\">http:\/\/consultory.mx.previewc75.carrierzone.com\/krediti-dlja-fop-kredit-dlja-pidpriemciv-v-ukraini\/<\/a> \u0437\u0430\u044f\u0432\u043a\u0443 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442, \u043f\u0435\u0440\u0435\u0439\u0434\u0456\u0442\u044c \u043d\u0430 \u043a\u043d\u043e\u043f\u043a\u0443 \u00ab\u041e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u0437\u0430\u044f\u0432\u043a\u0443\u00bb. \u0417\u0432\u0435\u0440\u0442\u0430\u0439\u0442\u0435 \u0443\u0432\u0430\u0433\u0443 \u043d\u0430 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0443 \u0441\u0442\u0430\u0432\u043a\u0443 \u0456 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u0434\u043e\u0441\u0442\u0440\u043e\u043a\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0443.<\/p>\n<ul>\n<li>\u041f\u0456\u0434\u0442\u0440\u0438\u043c\u0443\u0454\u043c\u043e \u043c\u0435\u0434\u0438\u043a\u0456\u0432, \u044f\u043a\u0456 \u0449\u043e\u0434\u043d\u044f \u0440\u044f\u0442\u0443\u044e\u0442\u044c \u0436\u0438\u0442\u0442\u044f \u0443\u043a\u0440\u0430\u0457\u043d\u0446\u0456\u0432.<\/li>\n<li>\u0422\u0430\u043a \u0432\u0438 \u0432\u0431\u0435\u0440\u0435\u0436\u0435\u0442\u0435 \u0441\u0435\u0431\u0435 \u0432\u0456\u0434 \u043d\u0435\u0431\u0430\u0436\u0430\u043d\u0438\u0445 \u0434\u0437\u0432\u0456\u043d\u043a\u0456\u0432 \u0456 \u0437\u0456\u043f\u0441\u043e\u0432\u0430\u043d\u043e\u0457 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0456\u0441\u0442\u043e\u0440\u0456\u0457.<\/li>\n<li>\u041e\u0434\u0435\u0440\u0436\u0443\u0432\u0430\u0447 \u0432\u0456\u0434\u0440\u0430\u0437\u0443 \u043c\u043e\u0436\u0435 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u0432\u0430\u0442\u0438 \u043a\u043e\u0448\u0442\u0438 \u0434\u043b\u044f \u0431\u0443\u0434\u044c-\u044f\u043a\u0438\u0445 \u0446\u0456\u043b\u0435\u0439.<\/li>\n<li>\u0410\u0434\u043c\u0456\u043d\u0456\u0441\u0442\u0440\u0430\u0446\u0456\u044f \u043f\u043e\u0441\u0442\u0456\u0439\u043d\u043e \u043e\u043d\u043e\u0432\u043b\u044e\u0454 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u0449\u043e\u0434\u043e \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u0439.<\/li>\n<li>\u0410 \u0442\u0435\u043f\u0435\u0440 \u043f\u0440\u043e \u043c\u0456\u043d\u0443\u0441\u0438, \u0437 \u044f\u043a\u0438\u043c\u0438 \u0432\u0430\u043c \u0434\u043e\u0432\u0435\u0434\u0435\u0442\u044c\u0441\u044f \u0437\u0456\u0442\u043a\u043d\u0443\u0442\u0438\u0441\u044f, \u043a\u043e\u043b\u0438 \u0432\u0438 \u0431\u0443\u0434\u0435\u0442\u0435 \u043e\u0444\u043e\u0440\u043c\u043b\u044f\u0442\u0438 \u043a\u0440\u0435\u0434\u0438\u0442.<\/li>\n<\/ul>\n<h2 id=\"toc-0\">\u041f\u0440\u043e \u0431\u0430\u043d\u043a\u0438: \u043f\u043b\u044e\u0441\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432<\/h2>\n<p><img class='aligncenter' style='display: block;margin-left:auto;margin-right:auto;' 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href=\"http:\/\/immunofree.me\/krediti-dlja-bezrobitnih-na-vlasnu-spravu-jak\/\">\u0441\u043f\u0438\u0441\u043e\u043a \u043c\u0456\u043a\u0440\u043e\u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432<\/a> \u043d\u0435 \u0432\u0441\u0442\u0438\u0433\u043d\u0435\u0442\u0435 \u0432\u0438\u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u0437\u0430\u0431\u043e\u0440\u0433\u043e\u0432\u0430\u043d\u0456\u0441\u0442\u044c \u0432\u0447\u0430\u0441\u043d\u043e \u2013 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0454\u043c\u043e \u043f\u043e\u0432\u0456\u0434\u043e\u043c\u0438\u0442\u0438 \u0406\u0411 \u0446\u044c\u043e\u043c\u0443 \u041c\u0424\u041e \u0437\u0430\u0437\u0434\u0430\u043b\u0435\u0433\u0456\u0434\u044c \u0456 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u043f\u0440\u043e\u043e\u043b\u043e\u043d\u0433\u0430\u0446\u0456\u044e. \u0422\u0430\u043a \u0432\u0438 \u0432\u0431\u0435\u0440\u0435\u0436\u0435\u0442\u0435 \u0441\u0435\u0431\u0435 \u0432\u0456\u0434 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alt='\u043e\u043d\u043b\u0430\u0439\u043d \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u0431\u0435\u0437 \u0437\u0432\u043e\u043d\u043a\u043e\u0432' allowfullscreen><\/iframe><\/div>\n<p>\u041d\u0430 \u0441\u0442\u043e\u0440\u0456\u043d\u043a\u0430\u0445 \u043d\u0430\u0448\u043e\u0433\u043e \u0441\u0430\u0439\u0442\u0443 \u043e\u043f\u0443\u0431\u043b\u0456\u043a\u043e\u0432\u0430\u043d\u0430 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044f \u043f\u0440\u043e \u043c\u0456\u043a\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043e\u0440\u0433\u0430\u043d\u0456\u0437\u0430\u0446\u0456\u0457 \u0423\u043a\u0440\u0430\u0457\u043d\u0438, \u0430\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u0457 \u0442\u0430 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0456 \u0441\u0442\u0430\u0432\u043a\u0438. \u0414\u043b\u044f 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